Privacy Policy

RISK FINANCIAL GROUP LLC Privacy Statement

At RISK FINANCIAL GROUP LLC, an esteemed Insurance Agency and Financial Services provider, we deeply value the confidentiality and privacy of our clients, their patrons, and all who visit our website. Our operations encompass a range of services, including the facilitation of professional liability policies and access to exclusive insurance programs for our members and non-members alike. Recognizing our varied roles, it's crucial for us to clarify our approach to managing information and privacy, especially in light of pertinent legal and regulatory frameworks.

As an insurance agency, we adhere to strict legal guidelines concerning the use, disclosure, and sharing of nonpublic personal data about specific consumer groups and clients. This document outlines our privacy practices, detailing the kinds of information we collect and the parties with whom it may be shared. Our commitment to your privacy is paramount, and we're dedicated to safeguarding the personal details entrusted to us.

We appreciate the trust you place in us as your independent agent. Protecting your privacy, especially in compliance with state and federal laws, is a responsibility we take seriously. Our privacy policy encompasses the handling of information related to insurance policies and other  financial services products we manage for our clients.<

Data Collection Sources:

• Personal details from applications and forms, including names, addresses, and birth dates.
• Transaction records with us, such as claims and payment history.
• Reports from consumer-reporting agencies, like driving records or insurance scores.
• We strictly limit the sharing of your information with non-affiliated third parties, doing so only as legally permitted or required. Our services include, but are not limited to, insurance quoting, rating, underwriting, policy placement, and policy renewal management.

Our Safeguards:

• Restricted access to personal data, limited to employees who need it for client service.
• Strict measures against unauthorized sharing of client information.
• Secure internet and email services to protect electronic communications.

Scope and Application of This Policy

This policy applies to data collected on our website, via electronic communications like email and texts, but does not cover information gathered offline or through other digital platforms, including third-party websites linked to ours. We're not liable for the practices of these external sites, and we recommend caution when accessing them.

Automatic Data Collection:

• We collect statistical data (not personal information) to enhance our website experience. This includes:
• Estimating audience size and usage patterns.
• Customizing our website according to user preferences.
• Recognizing returning users.
• We use cookies and similar technologies for this purpose. Users have the option to refuse cookies, but this may limit website functionality.

Personal Information Collection & Disclosure

We collect and handle personal information as defined and guided by relevant laws, ensuring it excludes publicly available, deidentified, or aggregated data.

Privacy Policy Updates

We reserve the right to modify this Privacy Policy. Changes will be posted on our website, and continued use of our site implies acceptance of these changes.

Data Storage in the U.S.A

Our servers are based in the USA, and by using our website, you consent to the transfer and storage of your personal information in the USA, subject to the conditions of this Privacy Policy.

Get in Touch

For inquiries or further information, contact us at:
Phone: (407) 516-4097
Email: luis@riskfr.com